If a neighbor is harassing you, engaging in theft, vandalism, and killing off your landscape via industrial salt and other unknown chemicals… can you sue their home insurer for damages? If so, how would you be able to find out the name of their home insurer?
If a neighbor is harassing you, engaging in theft, vandalism
New camera pointed at my window… discovered 2hrs ago
Represent yourself and take your case to Small claims court. Up to 10K.
Be prepared and organized with detailed data and catalog images to support damages and loss.
Owner look up at Your County Parcel viewer.com
Do u have cameras and proof of this
your going to have to sue them personally
i do not even know their names
Google their address…it will tell you the last time the home was sold…the. use reverse address look up. It’ll give you their names. If they’ve lived there longer than a year or two, that should be accurate. Sometimes it takes whitepages a little while to update but that should at least give you names.
You can file a claim against their insurance yes. You would need to get a copy of theirs or file a suit, in which then they may hand it to their insurance who will contact you.
You could also hand it over to your insurance abs see if they will handle it.
I would suggest getting a lawyer and handing over all evidence to them. They can handle the rest as far as contacting insurance companies and getting things started.
what kind of lawyer
Have you contacted your insurer? Have you filed reports with the local law enforcement agency? Do you have evidence that supports your claims? This needs done to start your claim
i have evidence. Police told me to move
No. This is not going to be covered by their insurance. You’d have to sue them directly.
NAL but a retired P&C insurance agent. Homeowners insurance does not cover criminal acts so you could certainly contact them to place a liability claim and they can officially respond. But, generally what you would do in a case like this is to file a claim for vandalism with your carrier.
You may or may not have a civil case against them but that would be filed against your neighbor directly.
Also, be sure to file a police report.