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Home/ Questions/Q 682
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bethfertich
bethfertich
Asked: June 3, 20222022-06-03T00:14:41+00:00 2022-06-03T00:14:41+00:00In: Consumer Law

If a neighbor is harassing you, engaging in theft, vandalism

If a neighbor is harassing you, engaging in theft, vandalism, and killing off your landscape via industrial salt and other unknown chemicals… can you sue their home insurer for damages? If so, how would you be able to find out the name of their home insurer?

neighborstheftvandalism
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    1. leethompson
      2022-06-03T00:49:51+00:00Added an answer on June 3, 2022 at 12:49 am

      New camera pointed at my window… discovered 2hrs ago

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    2. chelseacottrell
      2022-06-03T02:11:28+00:00Added an answer on June 3, 2022 at 2:11 am

      Represent yourself and take your case to Small claims court. Up to 10K.
      Be prepared and organized with detailed data and catalog images to support damages and loss.
      Owner look up at Your County Parcel viewer.com

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    3. reignjones
      2022-06-03T03:05:01+00:00Added an answer on June 3, 2022 at 3:05 am

      Do u have cameras and proof of this

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    4. bethfertich
      2022-06-03T03:31:33+00:00Added an answer on June 3, 2022 at 3:31 am

      yes

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    5. javandabarnes
      2022-06-03T03:49:06+00:00Added an answer on June 3, 2022 at 3:49 am

      your going to have to sue them personally

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    6. bethfertich
      2022-06-03T05:15:35+00:00Added an answer on June 3, 2022 at 5:15 am

      i do not even know their names

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    7. johnmcmillen
      2022-06-03T06:19:09+00:00Added an answer on June 3, 2022 at 6:19 am

      Google their address…it will tell you the last time the home was sold…the. use reverse address look up. It’ll give you their names. If they’ve lived there longer than a year or two, that should be accurate. Sometimes it takes whitepages a little while to update but that should at least give you names.

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    8. lisadarrow
      2022-06-03T06:52:52+00:00Added an answer on June 3, 2022 at 6:52 am

      You can file a claim against their insurance yes. You would need to get a copy of theirs or file a suit, in which then they may hand it to their insurance who will contact you.
      You could also hand it over to your insurance abs see if they will handle it.

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    9. kellylatham
      2022-06-03T07:14:52+00:00Added an answer on June 3, 2022 at 7:14 am

      I would suggest getting a lawyer and handing over all evidence to them. They can handle the rest as far as contacting insurance companies and getting things started.

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    10. bethfertich
      2022-06-03T08:14:22+00:00Added an answer on June 3, 2022 at 8:14 am

      what kind of lawyer

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    11. abbeygilmore
      2022-06-03T10:12:24+00:00Added an answer on June 3, 2022 at 10:12 am

      Have you contacted your insurer? Have you filed reports with the local law enforcement agency? Do you have evidence that supports your claims? This needs done to start your claim

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    12. bethfertich
      2022-06-03T11:41:22+00:00Added an answer on June 3, 2022 at 11:41 am

      i have evidence. Police told me to move

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    13. paulkersey
      2022-06-03T11:59:48+00:00Added an answer on June 3, 2022 at 11:59 am

      No. This is not going to be covered by their insurance. You’d have to sue them directly.

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    14. cathicosco
      2022-06-03T12:47:46+00:00Added an answer on June 3, 2022 at 12:47 pm

      NAL but a retired P&C insurance agent. Homeowners insurance does not cover criminal acts so you could certainly contact them to place a liability claim and they can officially respond. But, generally what you would do in a case like this is to file a claim for vandalism with your carrier.
      You may or may not have a civil case against them but that would be filed against your neighbor directly.
      Also, be sure to file a police report.

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