paypal Archives - Laws Bay https://lawsbay.com/question-tag/paypal/ Fri, 20 May 2022 21:49:25 +0000 en-US hourly 1 https://wordpress.org/?v=6.5.2 https://lawsbay.com/wp-content/uploads/2022/05/cropped-Favicon-150x150.png paypal Archives - Laws Bay https://lawsbay.com/question-tag/paypal/ 32 32 I have a friend that has owed me money for quite some time https://lawsbay.com/i-have-a-friend-that-has-owed-me-money-for-quite-some-time/ https://lawsbay.com/i-have-a-friend-that-has-owed-me-money-for-quite-some-time/#comments Fri, 20 May 2022 21:49:25 +0000 https://lawsbay.com/i-have-a-friend-that-has-owed-me-money-for-quite-some-time/ I have a “friend” that has owed me money for quite some time. When he came back from his military service he came home with no job lined up. I let him use my credit cards to purchase some items that he said he could resell for profits. Everything was discussed up front that this […]

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I have a “friend” that has owed me money for quite some time. When he came back from his military service he came home with no job lined up. I let him use my credit cards to purchase some items that he said he could resell for profits. Everything was discussed up front that this was a loan and he understood and agreed to pay me Everything back within a hear. I then went on and decided to let him use my personal eBay account to sell things to help him out. Well that’s when things went south. He listed dozens of Playstation consoles and sold them saying he was getting them from a guy, bit they never came in. So my ebay and PayPal accounts both got deducted for all of the refunds for all of those consoles because he had already used the money when it came in. I couldn’t afford to pay those refunds back, so eventually both of my eBay send PayPal accounts got frozen and eventually shut down because of this. Over the years, this “friend” of mine has made payments to me sporadically, so he still acknowledges that he does owe me, but as of today it’s been about a year since he’s sent me anything. He says he doesn’t have a job, he always says his bank account is in the negative l, him and his wife moved in with his parents supposedly and he’s saying he can’t pay me. He says it would be pointless to proceed with legal action against him because even if I won he’d have nothing to pay me with. So that leads me to my questions….
What type of lawyer/attorney would I need for this particular situation? I’d want legal action to get the money he owes me, and to possibly take action if possible for him ruining my eBay and PayPal accounts. He owes me more than 10k so I would not be able to take him to small claims court. I have kept paperwork of what he owed including interest and payments he’s made. And I also have tons of emails, texts, and Facebook messages from the conversations we’d had regarding what he owes and him acknowledging he owes. At this point I feel like he’s not caring about it anymore and is I’m the mindset of “what are you going to do about it”.
If I do take legal action and win, and he has nothing, how do I get paid?
Thank you to anyone that actually read all of this, and for any advise or information that would be helpful. In Chicago, Illinois.

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